💰 Finance
Compare India's best banking products
Credit cards, debit cards and loans — compared side by side with real rewards, fees and rates. Filter to find your perfect match.
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20 results
| Lender | Type | Interest | Amount | Tenure | Fee | |
|---|---|---|---|---|---|---|
HDFC Personal Loan HDFC Bank | Personal | 10.5% – 21% p.a. | Up to ₹40L | 12–72 months | Up to 2.5% | Apply ↗ |
SBI Xpress Credit State Bank of India | Personal | 11.15% – 14% p.a. | Up to ₹35L | 6–72 months | Up to 1.5% | Apply ↗ |
ICICI Personal Loan ICICI Bank | Personal | 10.85% – 16% p.a. | Up to ₹50L | 12–72 months | Up to 2.5% | Apply ↗ |
Axis Personal Loan Axis Bank | Personal | 10.49% – 22% p.a. | Up to ₹40L | 12–84 months | Up to 2% | Apply ↗ |
Bajaj Finserv Personal Loan Bajaj Finserv | Personal | 11% – 31% p.a. | Up to ₹40L | 12–96 months | Up to 3.93% | Apply ↗ |
Tata Capital Personal Loan Tata Capital | Personal | 10.99% – 24% p.a. | Up to ₹35L | 12–72 months | Up to 3% | Apply ↗ |
Kotak Personal Loan Kotak Mahindra | Personal | 10.99% – 24% p.a. | Up to ₹40L | 12–60 months | Up to 3% | Apply ↗ |
IDFC FIRST Personal Loan IDFC FIRST | Personal | 10.99% – 23% p.a. | Up to ₹10L | 12–60 months | Up to 3.5% | Apply ↗ |
Navi Personal Loan Navi | Instant | 9.9% – 45% p.a. | Up to ₹20L | 3–72 months | Nil to 6% | Apply ↗ |
KreditBee Instant Loan KreditBee | Instant | 0% – 29.95% p.a. | Up to ₹5L | 3–24 months | Varies | Apply ↗ |
Fibe Instant Loan Fibe (EarlySalary) | Instant | 14% – 30% p.a. | Up to ₹5L | 3–24 months | Up to 3% | Apply ↗ |
moneyview Personal Loan moneyview | Instant | 14% – 36% p.a. | Up to ₹10L | 3–60 months | 2% – 8% | Apply ↗ |
CASHe Instant Loan CASHe | Instant | From 2.25% p.m. | Up to ₹4L | 3–18 months | Varies | Apply ↗ |
HDFC Home Loan HDFC Bank | Home | 8.5% – 9.4% p.a. | Up to ₹10Cr+ | Up to 30 years | Up to 0.5% | Apply ↗ |
SBI Home Loan State Bank of India | Home | 8.4% – 9.65% p.a. | As per eligibility | Up to 30 years | Up to 0.35% | Apply ↗ |
LIC Housing Home Loan LIC Housing Finance | Home | 8.5% – 10.5% p.a. | As per eligibility | Up to 30 years | Up to 0.5% | Apply ↗ |
HDFC Car Loan HDFC Bank | Car | 9% – 12% p.a. | Up to 100% on-road | 12–84 months | Up to ₹10,000 | Apply ↗ |
Muthoot Gold Loan Muthoot Finance | Gold | From 11.9% p.a. | Up to ₹1Cr | Up to 36 months | Low | Apply ↗ |
Manappuram Gold Loan Manappuram Finance | Gold | From 12% p.a. | As per gold value | Up to 12 months | Low | Apply ↗ |
HDFC Credila Education Loan HDFC Credila | Education | From 10.5% p.a. | Up to ₹75L+ | Up to 15 years | Varies | Apply ↗ |
HDFC Personal Loan
HDFC Bank
- Interest
- 10.5% – 21% p.a.
- Max amount
- Up to ₹40L
- Tenure
- 12–72 months
- Processing fee
- Up to 2.5%
SBI Xpress Credit
State Bank of India
- Interest
- 11.15% – 14% p.a.
- Max amount
- Up to ₹35L
- Tenure
- 6–72 months
- Processing fee
- Up to 1.5%
ICICI Personal Loan
ICICI Bank
- Interest
- 10.85% – 16% p.a.
- Max amount
- Up to ₹50L
- Tenure
- 12–72 months
- Processing fee
- Up to 2.5%
Axis Personal Loan
Axis Bank
- Interest
- 10.49% – 22% p.a.
- Max amount
- Up to ₹40L
- Tenure
- 12–84 months
- Processing fee
- Up to 2%
Bajaj Finserv Personal Loan
Bajaj Finserv
- Interest
- 11% – 31% p.a.
- Max amount
- Up to ₹40L
- Tenure
- 12–96 months
- Processing fee
- Up to 3.93%
Tata Capital Personal Loan
Tata Capital
- Interest
- 10.99% – 24% p.a.
- Max amount
- Up to ₹35L
- Tenure
- 12–72 months
- Processing fee
- Up to 3%
Kotak Personal Loan
Kotak Mahindra
- Interest
- 10.99% – 24% p.a.
- Max amount
- Up to ₹40L
- Tenure
- 12–60 months
- Processing fee
- Up to 3%
IDFC FIRST Personal Loan
IDFC FIRST
- Interest
- 10.99% – 23% p.a.
- Max amount
- Up to ₹10L
- Tenure
- 12–60 months
- Processing fee
- Up to 3.5%
Navi Personal Loan
Navi
- Interest
- 9.9% – 45% p.a.
- Max amount
- Up to ₹20L
- Tenure
- 3–72 months
- Processing fee
- Nil to 6%
KreditBee Instant Loan
KreditBee
- Interest
- 0% – 29.95% p.a.
- Max amount
- Up to ₹5L
- Tenure
- 3–24 months
- Processing fee
- Varies
Fibe Instant Loan
Fibe (EarlySalary)
- Interest
- 14% – 30% p.a.
- Max amount
- Up to ₹5L
- Tenure
- 3–24 months
- Processing fee
- Up to 3%
moneyview Personal Loan
moneyview
- Interest
- 14% – 36% p.a.
- Max amount
- Up to ₹10L
- Tenure
- 3–60 months
- Processing fee
- 2% – 8%
CASHe Instant Loan
CASHe
- Interest
- From 2.25% p.m.
- Max amount
- Up to ₹4L
- Tenure
- 3–18 months
- Processing fee
- Varies
HDFC Home Loan
HDFC Bank
- Interest
- 8.5% – 9.4% p.a.
- Max amount
- Up to ₹10Cr+
- Tenure
- Up to 30 years
- Processing fee
- Up to 0.5%
SBI Home Loan
State Bank of India
- Interest
- 8.4% – 9.65% p.a.
- Max amount
- As per eligibility
- Tenure
- Up to 30 years
- Processing fee
- Up to 0.35%
LIC Housing Home Loan
LIC Housing Finance
- Interest
- 8.5% – 10.5% p.a.
- Max amount
- As per eligibility
- Tenure
- Up to 30 years
- Processing fee
- Up to 0.5%
HDFC Car Loan
HDFC Bank
- Interest
- 9% – 12% p.a.
- Max amount
- Up to 100% on-road
- Tenure
- 12–84 months
- Processing fee
- Up to ₹10,000
Muthoot Gold Loan
Muthoot Finance
- Interest
- From 11.9% p.a.
- Max amount
- Up to ₹1Cr
- Tenure
- Up to 36 months
- Processing fee
- Low
Manappuram Gold Loan
Manappuram Finance
- Interest
- From 12% p.a.
- Max amount
- As per gold value
- Tenure
- Up to 12 months
- Processing fee
- Low
HDFC Credila Education Loan
HDFC Credila
- Interest
- From 10.5% p.a.
- Max amount
- Up to ₹75L+
- Tenure
- Up to 15 years
- Processing fee
- Varies
Details are indicative and change often — always confirm rates, fees & eligibility on the provider's official site before applying.
Frequently asked questions
+How fast can I get an instant personal loan in India?
Several lenders on this list disburse approved personal loans within a few hours to 1-2 business days, provided your KYC and income documents are in order.
+What's the minimum interest rate on a personal loan?
Rates typically start around 10-11% p.a. for borrowers with strong credit scores and stable income, rising higher for riskier profiles — compare the rates above before applying.
+Do gold loans have lower interest rates than personal loans?
Usually yes — since gold loans are secured against your gold, lenders offer them at lower rates than unsecured personal loans, often with faster disbursal too.