💰 Finance
Compare India's best banking products
Credit cards, debit cards and loans — compared side by side with real rewards, fees and rates. Filter to find your perfect match.
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26 results
| Card | Best for | Annual fee | Benefits | Welcome | |
|---|---|---|---|---|---|
•••• •••• •••• 17 Amazon Pay ICICIVISA Amazon Pay ICICI ICICI Bank | Amazon shoppers | Lifetime Free | 5% back on Amazon (Prime), 2% on 100+ partners | Instant activation reward | Apply ↗ |
•••• •••• •••• 17 SBI CashbackVISA SBI Cashback SBI Card | Online cashback | ₹999 Waived on ₹2L spend | 5% cashback on all online spends (no merchant cap) | — | Apply ↗ |
•••• •••• •••• 17 HDFC MillenniaMastercard HDFC Millennia HDFC Bank | Online shopping | ₹1,000 Waived on ₹1L spend | 5% cashback on Amazon, Flipkart, Swiggy, Zomato + | 1,000 CashPoints | Apply ↗ |
•••• •••• •••• 17 Axis ACEVISA Axis ACE Axis Bank | Bills & food | ₹499 Waived on ₹2L spend | 5% on bill pay (GPay), 4% Swiggy/Zomato/Ola, 2% else | — | Apply ↗ |
•••• •••• •••• 17 Flipkart Axis BankMastercard Flipkart Axis Bank Axis Bank | Flipkart shoppers | ₹500 Waived on ₹2L spend | 5% on Flipkart & Myntra, 4% on preferred partners | ₹500 Flipkart voucher | Apply ↗ |
•••• •••• •••• 17 Tata Neu Infinity HDFCRuPay Tata Neu Infinity HDFC HDFC Bank | Tata brands & UPI | ₹1,499 Waived on ₹3L spend | Up to 10% NeuCoins on Tata brands + UPI pay | 1,499 NeuCoins | Apply ↗ |
•••• •••• •••• 17 IDFC FIRST SelectVISA IDFC FIRST Select IDFC FIRST | Rewards, no fee | Lifetime Free | Up to 10x reward points, never-expiring | Vouchers on first spends | Apply ↗ |
•••• •••• •••• 17 HDFC Regalia GoldVISA HDFC Regalia Gold HDFC Bank | Travel & lifestyle | ₹2,500 Waived on ₹4L spend | 4 RP per ₹150 + airport lounge access | ₹2,500 voucher | Apply ↗ |
•••• •••• •••• 17 Amex Membership RewardsAmex Amex Membership Rewards American Express | Reward points | ₹1,000 First-year-free options | MR points + strong welcome & milestone bonuses | Up to 4,000 MR points | Apply ↗ |
•••• •••• •••• 17 HSBC Live+VISA HSBC Live+ HSBC | Dining & groceries | ₹999 Waived on ₹2L spend | 10% cashback on dining, food delivery & groceries | ₹1,000 voucher | Apply ↗ |
•••• •••• •••• 17 SBI SimplyCLICKVISA SBI SimplyCLICK SBI Card | Online beginners | ₹499 Waived on ₹1L spend | 10x rewards on online partners (Amazon, BookMyShow +) | ₹500 Amazon voucher | Apply ↗ |
•••• •••• •••• 17 HDFC Diners Club BlackDiners HDFC Diners Club Black HDFC Bank | Premium travel | ₹10,000 Waived on ₹8L spend | 10 RP/₹150, unlimited lounge, premium memberships | Memberships worth more than fee | Apply ↗ |
•••• •••• •••• 17 ICICI CoralVISA ICICI Coral ICICI Bank | Lifestyle starter | ₹500 Waived on ₹1.5L spend | 2 RP/₹100, movie & dining discounts | — | Apply ↗ |
•••• •••• •••• 17 Axis MagnusMastercard Axis Magnus Axis Bank | Premium travel | ₹12,500 Waived on ₹25L spend | 12 EDGE pts/₹200, unlimited lounges, transfers | Voucher worth fee | Apply ↗ |
•••• •••• •••• 17 Kotak 811 #DreamDifferentRuPay Kotak 811 #DreamDifferent Kotak Mahindra | First card | Lifetime Free | Rewards on online spends, UPI enabled | — | Apply ↗ |
•••• •••• •••• 17 IndusInd LegendVISA IndusInd Legend IndusInd Bank | Premium, no fee | Lifetime Free | Reward points + lounge access, concierge | — | Apply ↗ |
•••• •••• •••• 17 AU Altura PlusVISA AU Altura Plus AU Small Finance | Everyday cashback | ₹500 Waived on ₹1L spend | 2% cashback on online + fuel surcharge waiver | — | Apply ↗ |
•••• •••• •••• 17 Standard Chartered SmartVISA Standard Chartered Smart Standard Chartered | Online cashback | ₹499 Waived on ₹1.2L spend | 2% cashback online, 1% offline, EMI benefits | — | Apply ↗ |
•••• •••• •••• 17 BPCL SBI OctaneVISA BPCL SBI Octane SBI Card | Fuel savings | ₹1,499 Waived on ₹2L spend | 7.25% value back on BPCL fuel | ₹1,500 bonus points | Apply ↗ |
•••• •••• •••• 17 IRCTC SBIRuPay IRCTC SBI SBI Card | Rail travel | ₹500 | Up to 10% value back on train tickets via IRCTC | — | Apply ↗ |
•••• •••• •••• 17 HDFC MoneyBack+VISA HDFC MoneyBack+ HDFC Bank | Everyday shopping | ₹500 Waived on ₹50K spend | 10x CashPoints on Amazon/Flipkart/Swiggy/BigBasket | 500 CashPoints | Apply ↗ |
•••• •••• •••• 17 ICICI HPCL Super SaverVISA ICICI HPCL Super Saver ICICI Bank | Fuel & utilities | ₹500 Waived on ₹1.5L spend | Up to 5% on HPCL fuel + 4% on utilities/grocery | — | Apply ↗ |
•••• •••• •••• 17 Axis Bank AirtelVISA Axis Bank Airtel Axis Bank | Bills & recharges | ₹500 Waived on ₹2L spend | 25% on Airtel bills, 10% on utilities, 1% else | — | Apply ↗ |
•••• •••• •••• 17 Scapia FederalVISA Scapia Federal Federal Bank | Travel, zero fee | Lifetime Free | 10% Scapia coins on all spends + free lounges | — | Apply ↗ |
•••• •••• •••• 17 Amex Platinum TravelAmex Amex Platinum Travel American Express | Frequent travel | ₹5,000 | Milestone travel vouchers + Taj/lounge benefits | 10,000 MR points | Apply ↗ |
•••• •••• •••• 17 SBI PrimeMastercard SBI Prime SBI Card | Rewards & lounge | ₹2,999 Waived on ₹3L spend | 10 RP/₹100 on dining/grocery + lounge access | e-gift voucher worth fee | Apply ↗ |
•••• •••• •••• 2317
Amazon Pay ICICIVISA
Amazon Pay ICICI
ICICI Bank
- Best for
- Amazon shoppers
- Annual fee
- Lifetime Free
- Benefits
- 5% back on Amazon (Prime), 2% on 100+ partners
•••• •••• •••• 2317
SBI CashbackVISA
SBI Cashback
SBI Card
- Best for
- Online cashback
- Annual fee
- ₹999
- Benefits
- 5% cashback on all online spends (no merchant cap)
•••• •••• •••• 2317
HDFC MillenniaMastercard
HDFC Millennia
HDFC Bank
- Best for
- Online shopping
- Annual fee
- ₹1,000
- Benefits
- 5% cashback on Amazon, Flipkart, Swiggy, Zomato +
•••• •••• •••• 2317
Axis ACEVISA
Axis ACE
Axis Bank
- Best for
- Bills & food
- Annual fee
- ₹499
- Benefits
- 5% on bill pay (GPay), 4% Swiggy/Zomato/Ola, 2% else
•••• •••• •••• 2317
Flipkart Axis BankMastercard
Flipkart Axis Bank
Axis Bank
- Best for
- Flipkart shoppers
- Annual fee
- ₹500
- Benefits
- 5% on Flipkart & Myntra, 4% on preferred partners
•••• •••• •••• 2317
Tata Neu Infinity HDFCRuPay
Tata Neu Infinity HDFC
HDFC Bank
- Best for
- Tata brands & UPI
- Annual fee
- ₹1,499
- Benefits
- Up to 10% NeuCoins on Tata brands + UPI pay
•••• •••• •••• 2317
IDFC FIRST SelectVISA
IDFC FIRST Select
IDFC FIRST
- Best for
- Rewards, no fee
- Annual fee
- Lifetime Free
- Benefits
- Up to 10x reward points, never-expiring
•••• •••• •••• 2317
HDFC Regalia GoldVISA
HDFC Regalia Gold
HDFC Bank
- Best for
- Travel & lifestyle
- Annual fee
- ₹2,500
- Benefits
- 4 RP per ₹150 + airport lounge access
•••• •••• •••• 2317
Amex Membership RewardsAmex
Amex Membership Rewards
American Express
- Best for
- Reward points
- Annual fee
- ₹1,000
- Benefits
- MR points + strong welcome & milestone bonuses
•••• •••• •••• 2317
HSBC Live+VISA
HSBC Live+
HSBC
- Best for
- Dining & groceries
- Annual fee
- ₹999
- Benefits
- 10% cashback on dining, food delivery & groceries
•••• •••• •••• 2317
SBI SimplyCLICKVISA
SBI SimplyCLICK
SBI Card
- Best for
- Online beginners
- Annual fee
- ₹499
- Benefits
- 10x rewards on online partners (Amazon, BookMyShow +)
•••• •••• •••• 2317
HDFC Diners Club BlackDiners
HDFC Diners Club Black
HDFC Bank
- Best for
- Premium travel
- Annual fee
- ₹10,000
- Benefits
- 10 RP/₹150, unlimited lounge, premium memberships
•••• •••• •••• 2317
ICICI CoralVISA
ICICI Coral
ICICI Bank
- Best for
- Lifestyle starter
- Annual fee
- ₹500
- Benefits
- 2 RP/₹100, movie & dining discounts
•••• •••• •••• 2317
Axis MagnusMastercard
Axis Magnus
Axis Bank
- Best for
- Premium travel
- Annual fee
- ₹12,500
- Benefits
- 12 EDGE pts/₹200, unlimited lounges, transfers
•••• •••• •••• 2317
Kotak 811 #DreamDifferentRuPay
Kotak 811 #DreamDifferent
Kotak Mahindra
- Best for
- First card
- Annual fee
- Lifetime Free
- Benefits
- Rewards on online spends, UPI enabled
•••• •••• •••• 2317
IndusInd LegendVISA
IndusInd Legend
IndusInd Bank
- Best for
- Premium, no fee
- Annual fee
- Lifetime Free
- Benefits
- Reward points + lounge access, concierge
•••• •••• •••• 2317
AU Altura PlusVISA
AU Altura Plus
AU Small Finance
- Best for
- Everyday cashback
- Annual fee
- ₹500
- Benefits
- 2% cashback on online + fuel surcharge waiver
•••• •••• •••• 2317
Standard Chartered SmartVISA
Standard Chartered Smart
Standard Chartered
- Best for
- Online cashback
- Annual fee
- ₹499
- Benefits
- 2% cashback online, 1% offline, EMI benefits
•••• •••• •••• 2317
BPCL SBI OctaneVISA
BPCL SBI Octane
SBI Card
- Best for
- Fuel savings
- Annual fee
- ₹1,499
- Benefits
- 7.25% value back on BPCL fuel
•••• •••• •••• 2317
IRCTC SBIRuPay
IRCTC SBI
SBI Card
- Best for
- Rail travel
- Annual fee
- ₹500
- Benefits
- Up to 10% value back on train tickets via IRCTC
•••• •••• •••• 2317
HDFC MoneyBack+VISA
HDFC MoneyBack+
HDFC Bank
- Best for
- Everyday shopping
- Annual fee
- ₹500
- Benefits
- 10x CashPoints on Amazon/Flipkart/Swiggy/BigBasket
•••• •••• •••• 2317
ICICI HPCL Super SaverVISA
ICICI HPCL Super Saver
ICICI Bank
- Best for
- Fuel & utilities
- Annual fee
- ₹500
- Benefits
- Up to 5% on HPCL fuel + 4% on utilities/grocery
•••• •••• •••• 2317
Axis Bank AirtelVISA
Axis Bank Airtel
Axis Bank
- Best for
- Bills & recharges
- Annual fee
- ₹500
- Benefits
- 25% on Airtel bills, 10% on utilities, 1% else
•••• •••• •••• 2317
Scapia FederalVISA
Scapia Federal
Federal Bank
- Best for
- Travel, zero fee
- Annual fee
- Lifetime Free
- Benefits
- 10% Scapia coins on all spends + free lounges
•••• •••• •••• 2317
Amex Platinum TravelAmex
Amex Platinum Travel
American Express
- Best for
- Frequent travel
- Annual fee
- ₹5,000
- Benefits
- Milestone travel vouchers + Taj/lounge benefits
•••• •••• •••• 2317
SBI PrimeMastercard
SBI Prime
SBI Card
- Best for
- Rewards & lounge
- Annual fee
- ₹2,999
- Benefits
- 10 RP/₹100 on dining/grocery + lounge access
Details are indicative and change often — always confirm rates, fees & eligibility on the provider's official site before applying.
Frequently asked questions
+Which credit card is best for cashback in India?
It depends on your spending pattern — cards with 5% cashback tiers usually cap the bonus rate at a monthly spend limit, while flat-rate cards suit heavier spenders. Compare the cashback and rewards cards above side by side.
+Are there lifetime-free credit cards in India?
Yes — several issuers offer cards with no joining or annual fee for life, often with a minimum spend condition in the first year. Filter by "lifetime free" above to see them.
+What credit score do I need to get approved?
Most Indian banks look for a CIBIL score of 750+ for premium cards; entry-level and secured cards may accept lower scores or no credit history at all.